Public Liability insurance for high risk jobs such as building renovation and office interiors.

Office Building Renovation Planning of Plaza Yat

In some big cities like Washington, New York, Hollywood, Los Angles and there are many other buildings towering skyscrapers. Often times in rented buildings, the tenants have to do renovations and adjustments to its use. Maybe not all of the building lease is in conformity with the core business will be run by the tenants. Therefore, the experts needed renovation and interior design.

Office Building Repondation by Worker

Some of the work which includes the renovation and interior design is the design workspace, workspace decoration, provision and selection of furniture, provision of equipment for decoration, and arrangement of light and spatial effects that can provide comfort and efficiency of office work.

Office Building Renovation Progress for Insurance data

Some of this work sometimes contains a very high risk, for example, is about the maintenance and repair of electrical systems, mechanical air-conditioning, computerized systems and various other technical work.


Of the few companies that have been professional enough, often essential to insure all employees involved with jobs that are at high risk to the safety of the soul.

Interior Renovation Work

Insurance CAR / EAR vs. Public Liability


Special insurance for this type of work that contains a high risk of damage and safety of workers such as renovation and maintenance of buildings, interior electrical usually cooperate with the insurance company by using a system of contracts "All Risk". The system is able to accommodate any need for material damage and mental safety of workers.

Renovation Works on Nyabugogo

High-risk jobs are usually required by the building owner to use the "Public Liability Insurance," meaning that has become standard procedure for contracting companies to insure the job. Even the liability could far exceed the value of the contract the work itself.

Adams Morgan Renovations Project

An example is the interior work to repair the AC, probably the only work of hundreds of millions, but the "Public Liability" which could pass off above 1 billion. Because the liabilities thorough, almost every risk indemnity insurance has been prepared from the insurance company.


Claim anything that might happen on the job?


Some possible claims that can be done is Bodily Injury, Property Damage, and Law Cost and Expenses.


Examples of property damage claims is a bad scenario that could cause a fire building, or a destructive explosion. Can also include insurance cover as a result are exposed to the visitors. Included is an injury claim against the visitors, disability or even death.

Renovation Work Notice

What is the magnitude of the Insurance Premiums?


Although the scope of coverage that insurance companies charge quite a lot, but the Public Liability insurance premiums species are not so expensive, this is because the value of the contract work is also not very high, especially long-time jobs are also usually relatively fast, maybe only for three months.

Space Station 14 Continuing Renovation Works

The amount of insurance premium is usually around U.S. $ 250, or U.S. $ 500


Even so, the actual value of the premium depends on several factors, including scope of work, length of employment, and Liability limits requested.


How to follow this insurance?


You fill out a form and complete any requirements of the insurance company files and then the insurance company will give a decision on approval or not filing your insurance.