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Do you want to buy insurance policy? Do not rush. There are several things to consider when determining what insurance products you will use, either for yourself or your employer. These tips can help you.

Tips for Choosing Insurance Features

1. Identify the items or objects must be clearly
We recommend that you first identify the products or objects that will be handled. For example, the 1998 Toyota Corolla sedan. In business, a clothing factory and its machinery, generators and other equipment associated with the event factory.

2. Give the information as clearly as possible
Give information about an object as clearly as possible you insured to the insurer / insurance broker. Instead, ask for more complete information about the insurance products they offer. You can ask about the types of insurance, extended warranty, premium rates, deductibles means the amount of fees you pay before the insurance starts paying compensation, parts or complaint procedures.

3. Choose the insurance company with good reputation

Do not be fooled by insurance companies that offer premium rate means amount paid by a unit of protection provided is cut premiums low or high. If you do, can-can the insurance company can not resolve the claim at the time they make a claim against them.

3. Ask your insurance coverage is the best

You should ask insurance more extensive before the insurance company issued an insurance policy. For example, for fire insurance Fire Insurance you can ask or earthquake and flood . For the construction of property insurance, you can ask the property covers all risks. If you want to insure your vehicle, consult your insurance covers all risks etc..

Tips for Choosing vehicle Insurance Features

4. Separate the items according to the calculation of the economic
Choose the items you really need insurance so that you have nothing to lose. For example, if you intend to fire insurance for home and home furnishings, then you need not enter the computer and all accessories for the calculation. Why? Because the recovery value for the company's computers is very low compared to the current value of the computer or at the time of purchase will be insured.

5. Ask the system "first loss insurance"
Special Coverage for objects that have a number of value / very large, for example, over 100 billion dollars, has the system of "first loss insurance" to secure for the premiums you pay are not very large.
Car Insurance Protection
6. Read carefully and ask
Read carefully and examine the contents of the policy statement and the article-the article. Ask about the procedures that will claim that you made before approving the issuance of insurance policies. If there are errors in writing or on the object of insurance and other information, immediately notify the insurer or insurance broker. They will soon be writing an improvement in the policy.

7. Choose a package of insurance products
Instead of choosing only one insurance product, you are encouraged to select one packet at a time. That way you will get discount facilities and better service. For example, buying home insurance following cars and personal injury to family members.
Appropriate Taking of Insurance Premium
8. Read carefully and ask
Read carefully and examine the contents of the policy statement and the article-the article. Ask about the procedures that will claim that you made before approving the issuance of insurance policies. If there are errors in writing or on the object of insurance and other information, immediately notify the insurer or insurance broker. They will soon be writing an improvement in the policy.

9. Ask the system "Policy adjustable"

The value or quantity of goods of the shares of insurance companies generally show a different volume for each day or each month. To fix this, you can ask the system "adjustment policies." With this system you will pay premiums in accordance with the volume or transactions that you have actually done.

Once you have approved the issuance of the policy in question, have the original documents, and duplicate the policy, with receipts as a sign of ownership and payment of insurance premiums.


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